Glossary

Acquisition costs

Acquisition costs are the one-off costs of buying on top of the price: transfer tax or stamp duty, notary, land registry, legal and agent fees.

What is acquisition costs?

Acquisition costs are the one-off costs of buying on top of the price: transfer tax or stamp duty, notary, land registry, legal and agent fees.

Formula

Total investment = purchase price × (1 + acquisition cost %)

Example

€300,000 in Spain at ≈12%: total investment €336,000; the same flat in Denmark at ≈2%: €306,000.

Why it matters

They range from 2% (Denmark) to 14% (Belgium) and are sunk on day one, which is why net yield divides by total investment.

Frequently asked questions

Which European country has the highest purchase costs?

Belgium (≈14%) and Spain (≈12%) are the highest among Terrivio's markets; Denmark and Czechia the lowest.

Are acquisition costs tax-deductible?

Usually not against rental income, but they raise your cost basis for capital gains tax in most countries.

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Paste a Funda, Idealista, Rightmove or ImmoScout24 URL. Terrivio returns net yield, cashflow, risk score, tax and STR rules for 13 European countries. Launching 6 October 2026.

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All figures are indicative estimates for orientation only and do not constitute financial, tax or legal advice. Verify local rules with a qualified adviser. Last updated: 2026-09-09.