🇪🇸 Tenerife · destination guide 2026

Tenerife rental yield calculator

Entry prices are lower than Mallorca or the Costa del Sol for comparable beds, which is why gross yields look attractive. The Canary Islands use IGIC rather than mainland VAT on tourist lodging, and resale homes pay Canarian ITP — budget around 12% on top of the asking price including notary and registry. Use the calculator for a first pass, then paste a real Idealista and Fotocasa listing into Terrivio for the exact postcode.

Free yield calculator

Adjust the inputs — results update instantly. Defaults reflect a typical listing in this market.

Purchase price (€)
€265,000
Acquisition costs (%)
12.0%
Average nightly rate (€)
€115
Occupancy (%)
68%
Variable costs (% of revenue)
24%
Fixed costs per year (€)
€3,800
Gross yield
10.8%
Net yield
6.0%
Gross annual revenue
€28,520 (248 booked nights)
Net operating income
€17,875 per year
Monthly cashflow (before financing)
€1,490 per month
Break-even occupancy
12%

Net yield = NOI ÷ (price + acquisition costs). No mortgage assumed; add your own financing.

What does a holiday rental in Tenerife earn?

On stock Terrivio tracks, gross yield in Tenerife is typically 6–9% and net yield 3–5.5% after operating costs and purchase costs. The gap is the whole story: platform fees, cleaning, management, energy, insurance, community charges and local tourist tax often absorb 35–50% of gross revenue.

Worked example: a property at €265,000 let at €115 per night with 68% occupancy books about 248 nights and €28,520 of annual revenue (10.8% gross yield). After 24% variable costs and €3,800 of fixed costs, NOI is about €17,875 — 6% net on a total investment of €296,800.

Seasonality — do not annualise a peak week

Tenerife is one of the few European STR markets with genuine year-round demand: Northern Europeans in winter, Spanish and broader EU travellers in summer. Occupancy of 60–75% is realistic for licensed sea-view stock; inland villages are a different (weaker) curve.

Community (comunidad) fees on resort complexes can erase the yield advantage versus the mainland. Confirm tourist-use is allowed in the statutes, check whether the unit is already licensed, and stress-test occupancy at −10 points: winter demand is deep, but a noisy renovation next door or an airline-route cut shows up immediately in ADR.

Purchase costs and tax in Tenerife

Budget about 12% above the asking price for acquisition costs in Spain. Main item: ITP 6–10% (resale) · 10% VAT + 1.5% AJD (new-build). These costs are gone on day one — that is why Terrivio divides NOI by total investment, not by asking price.

Non-resident EU/EEA owners pay 19% on net rental income (costs deductible); non-EU owners 24% on gross. Annual IBI property tax and Plusvalía on resale apply.

Tourist tax: Catalonia & Balearics: ~€2–7 per night. Usually collected from guests, but it still sits inside your competitive nightly rate.

Short-term rental rules in Tenerife

Holiday lets need a vivienda vacacional licence via the Cabildo de Tenerife plus Spain's national single registry number (mandatory since July 2025). Some municipalities cap new licences or require a minimum stay. Unlicensed listings are actively fined — do not underwrite a deal on 'everyone rents anyway'.

Country overlay (Spain): A regional tourist licence (VUT/HUT) plus the national single registry number (mandatory since July 2025) are required. Barcelona is phasing out tourist flats by 2028; the Balearics and parts of Andalusia restrict new licences.

Popular towns include Costa Adeje, Los Cristianos, Puerto de la Cruz, Los Gigantes and Adeje. Each has a different seasonality and licence map — Terrivio scores regulation for the exact city on a listing analysis.

How to calculate yield in Tenerife

  1. Estimate annual revenue. Use a blended ADR and annual occupancy, not a peak-week rate. Booked nights = 365 × occupancy. Then revenue = ADR × booked nights.
  2. Subtract operating costs. Variable costs (platform, cleaning, management) plus fixed costs (insurance, utilities, community fees, maintenance). A starting point in Tenerife is 24% variable plus the fixed costs in the calculator.
  3. Add purchase costs to the price. Include transfer tax, notary, registry and agency — about 12% in Tenerife.
  4. Divide NOI by total investment. That is net yield. Compare it with your mortgage rate and with a long-term rental fallback before you bid.

Frequently asked questions

Is a holiday home in Tenerife a good investment in 2026?

It depends on licence, micro-location and whether you need the weeks yourself. Typical net yields are 3–5.5%. Always underwrite net, never gross, and never assume a peak-week rate runs 365 days.

How do I calculate rental yield in Tenerife?

Net yield = (annual revenue − variable costs − fixed costs) ÷ (purchase price + acquisition costs). Annual revenue is ADR × 365 × occupancy. The calculator on this page does that with Tenerife defaults.

What are purchase costs in Tenerife?

Plan about 12% of the price: ITP 6–10% (resale) · 10% VAT + 1.5% AJD (new-build), plus notary, registry and any agency fee.

Do I need a licence to let in Tenerife?

Holiday lets need a vivienda vacacional licence via the Cabildo de Tenerife plus Spain's national single registry number (mandatory since July 2025). Some municipalities cap new licences or require a minimum stay. Unlicensed listings are actively fined — do not underwrite a deal on 'everyone rents anyway'.

Analyse a real listing in 60 seconds

Paste a Funda, Idealista, Rightmove or ImmoScout24 URL. Terrivio returns net yield, cashflow, risk score, tax and STR rules for 13 European countries. Launching 6 October 2026.

Join the waitlist · See pricing

All figures are indicative estimates for orientation only and do not constitute financial, tax or legal advice. Verify local rules with a qualified adviser. Last updated: 2026-09-12.