🇫🇷 French Alps · destination guide 2026

Holiday home in the French Alps: yield, costs and rental rules

Alpine chalets and ski-in apartments attract Northern European buyers who want personal use plus rental. Purchase prices are high relative to the number of bookable weeks, so gross yields look decent only if you price peak weeks aggressively — net yields stay modest after 7–8% notary costs and seasonal vacancy. Use the calculator for a first pass, then paste a real SeLoger and Leboncoin listing into Terrivio for the exact postcode.

Free yield calculator

Adjust the inputs — results update instantly. Defaults reflect a typical listing in this market.

Purchase price (€)
€420,000
Acquisition costs (%)
8.0%
Average nightly rate (€)
€210
Occupancy (%)
42%
Variable costs (% of revenue)
28%
Fixed costs per year (€)
€5,500
Gross yield
7.6%
Net yield
3.9%
Gross annual revenue
€32,130 (153 booked nights)
Net operating income
€17,634 per year
Monthly cashflow (before financing)
€1,469 per month
Break-even occupancy
10%

Net yield = NOI ÷ (price + acquisition costs). No mortgage assumed; add your own financing.

What does a holiday rental in the French Alps earn?

On stock Terrivio tracks, gross yield in the French Alps is typically 4–7% and net yield 1.5–3.5% after operating costs and purchase costs. The gap is the whole story: platform fees, cleaning, management, energy, insurance, community charges and local tourist tax often absorb 35–50% of gross revenue.

Worked example: a property at €420,000 let at €210 per night with 42% occupancy books about 153 nights and €32,130 of annual revenue (7.6% gross yield). After 28% variable costs and €5,500 of fixed costs, NOI is about €17,634 — 3.9% net on a total investment of €453,600.

Seasonality — do not annualise a peak week

Revenue is winter-led (Christmas–Easter ski weeks) with a second, cheaper peak in July–August hiking season. Shoulder months (May, October, November) are often empty — model annual occupancy, not a peak-week ADR.

Do not annualise a Christmas-week rate. A €400 peak night at 18% winter occupancy and €120 summer nights is a different business from a €210 blended ADR at 42% — the calculator on this page uses the blend. Factor syndic charges, piste-side insurance and a furniture refresh every few seasons.

Purchase costs and tax in the French Alps

Budget about 8% above the asking price for acquisition costs in France. Main item: ≈7–8% notary & duties (resale) · 2–3% (new-build). These costs are gone on day one — that is why Terrivio divides NOI by total investment, not by asking price.

Rental income falls under micro-BIC (30% allowance for unclassified rentals, capped at €15,000; 50% for classified) or the réel regime with depreciation (LMNP). Social charges of 17.2% apply on top of income tax for non-residents.

Tourist tax: €0.65–15 per night + 10–25% departmental surcharge. Usually collected from guests, but it still sits inside your competitive nightly rate.

Short-term rental rules in the French Alps

A meublé de tourisme registration number is mandatory. Secondary homes in many Alpine communes now need a change-of-use authorisation; the 2024 Le Meur law lets mayors cut the 120-night primary-residence cap to 90 and tightens classified-rental tax breaks. Check the commune before you bid — Morzine, Chamonix and Annecy do not share one rulebook.

Country overlay (France): Every meublé de tourisme needs a registration number. Primary residences may be let 120 nights a year (mayors can cut this to 90); secondary homes in Paris and many large cities require a change-of-use permit, often with compensation.

Popular towns include Chamonix, Morzine, Megève, Val d'Isère, Les Gets and Annecy. Each has a different seasonality and licence map — Terrivio scores regulation for the exact city on a listing analysis.

How to calculate yield in the French Alps

  1. Estimate annual revenue. Use a blended ADR and annual occupancy, not a peak-week rate. Booked nights = 365 × occupancy. Then revenue = ADR × booked nights.
  2. Subtract operating costs. Variable costs (platform, cleaning, management) plus fixed costs (insurance, utilities, community fees, maintenance). A starting point in the French Alps is 28% variable plus the fixed costs in the calculator.
  3. Add purchase costs to the price. Include transfer tax, notary, registry and agency — about 8% in the French Alps.
  4. Divide NOI by total investment. That is net yield. Compare it with your mortgage rate and with a long-term rental fallback before you bid.

Frequently asked questions

Is a holiday home in the French Alps a good investment in 2026?

It depends on licence, micro-location and whether you need the weeks yourself. Typical net yields are 1.5–3.5%. Always underwrite net, never gross, and never assume a peak-week rate runs 365 days.

How do I calculate rental yield in the French Alps?

Net yield = (annual revenue − variable costs − fixed costs) ÷ (purchase price + acquisition costs). Annual revenue is ADR × 365 × occupancy. The calculator on this page does that with French Alps defaults.

What are purchase costs in the French Alps?

Plan about 8% of the price: ≈7–8% notary & duties (resale) · 2–3% (new-build), plus notary, registry and any agency fee.

Do I need a licence to let in the French Alps?

A meublé de tourisme registration number is mandatory. Secondary homes in many Alpine communes now need a change-of-use authorisation; the 2024 Le Meur law lets mayors cut the 120-night primary-residence cap to 90 and tightens classified-rental tax breaks. Check the commune before you bid — Morzine, Chamonix and Annecy do not share one rulebook.

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Paste a Funda, Idealista, Rightmove or ImmoScout24 URL. Terrivio returns net yield, cashflow, risk score, tax and STR rules for 13 European countries. Launching 6 October 2026.

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All figures are indicative estimates for orientation only and do not constitute financial, tax or legal advice. Verify local rules with a qualified adviser. Last updated: 2026-09-12.